Which wells fargo credit card is best




















Complex rewards system Must maximize value of reward nights to achieve full 2. No rewards program or welcome bonus Balance transfer fee Foreign transaction fee.

Intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. Up to 1. Welcome Bonus 30, points. Option to earn points is weak Cash back is credited quarterly. Welcome Bonus None. No annual fee 1. Welcome Bonus 50, points. Regular APR 7. Excellent benefits and perks, like travel insurance No foreign transaction fees Up to no-extra-cost employee cards.

Credit Card. Credit Score. Two Reward Nights. Frequently Asked Questions. Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication.

Past performance is not indicative of future results. Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. Chauncey Crail. Caroline Lupini. Was this article helpful? Share your feedback. Send feedback to the editorial team. Rate this Article. Thank You for your feedback!

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References in this ad to other third party trademarks are not intended to imply endorsement of affiliation with such other trademark owners. Important Credit Terms. You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.

These bonus cash rewards will show as redeemable within 1 — 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer.

Cellular Telephone Protection can reimburse the eligible Wells Fargo Consumer Credit Card cardholder for damage to or theft of a cell phone.

This benefit does not cover cell phones that are lost i. This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. Coverage does not apply to cell phones that are rented, borrowed, or received as part of a prepaid plan.

Electronic failure or issues related to the software of the device are not covered. Cellular Telephone Protection coverage begins the first day of the calendar month following your first cell phone billing on your Wells Fargo Consumer Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card.

This protection may not be equivalent to or better than other applicable coverage. For complete coverage benefits and exclusions regarding this protection go to www.

Call your cellular provider or sign on to their website and request to set up automatic payments. Availability may be affected by your mobile carrier's coverage area.

Your mobile carrier's message and data rates may apply. You won't be held responsible for any promptly reported unauthorized transactions. Statement credits are applied to your outstanding balance and you are still required to make any payment due on your account.

Rewards redeemed for purchases will be deducted from your rewards account balance immediately and all rewards redemptions are final. Statement credits will post to your account in 5 — 7 business days. For additional details visit Wells Fargo: Rewards Terms. Rewards redeemed as a credit to a qualified Wells Fargo mortgage, loan, or credit product are applied toward your principal balance. You must still make regularly scheduled payments.

There may be a maximum limit on the dollar amount of the rewards redemptions for cash that you can make each day at a Wells Fargo ATM. Every reasonable effort has been made to maintain accurate information.

However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. The offers that appear on this site are from companies from which Bankrate. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories.

Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. How do Wells Fargo credit cards compare? Who should get a Wells Fargo credit card? Pros and cons. Apply now On Wells Fargo's secure site. Rewards rate. Intro bonus. Annual fee. Regular APR. Recommended credit. Good to Excellent - Credit score. Intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods.

Through My Wells Fargo Deals, you can earn cash back in the form of a statement credit while you shop, dine, or enjoy an experience simply by using your eligible Wells Fargo Credit Card Select "Apply Now" to learn more about the product features, terms and conditions. Card details New! Bankrate's View The Hotels. Pros The card touts some sweet ancillary benefits, like cell phone protection, emergency travel services and certain travel insurance. Cons Earning reward nights is complex and tricky to maximize.

Collect 1 stamp for every night you stay at any eligible property booked on Hotels. When you collect 10 stamps, you'll get 1 reward night to redeem on future bookings through Hotels. For the first year, you'll enjoy Silver membership exclusives such as free breakfast, airport transfers, free WiFi and more at select properties. No foreign currency conversion fee.

Offers reimbursement for non-refundable passenger fare if your trip is interrupted or cancelled for a covered reason, when you passenger fare is booked with your card. What makes this card unique? This card is not a great choice for : Someone who wants to maximize their rewards earnings in particular spending categories, like dining or groceries.

Flat-rate cards often offer 1.



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